Bank offers Real Time Gross Settlement System (RTGS) & National Electronic Fund Transfer system (NEFT) which enables an efficient, secure, economical and reliable system of transfer of funds from bank to bank as well as from remitters account in a particular bank to the beneficiarys account in another bank across the country. 

1. RTGS: 

An electronic payment system in which payment instructions between banks are processed and settled individually and continuously, on a real time basis, throughout the day. Available for transaction value of Rs.2.00 lacs and above. 

2. NEFT : 

Another electronic payment system in which payment instructions between banks are processed and settled at fixed times during the day. There is no minimum or maximum stipulated transaction value for using this facility. 

Timings for RTGS/NEFT Transactions: 

• RTGS and NEFT systems work on all days (24*7) including holidays 
• The timings for NEFT/RTGS transaction at Branch Interface will be per Branch Timings 

Information Required for transfer of Funds: 

• Amount to be remitted 
• Account no. to be debited 
• Name of the beneficiary bank 
• Name of the beneficiary customer 
• Account no. of the beneficiary customer 
• Sender to receiver information, if any

List of IFSC & MICR Branch Codes of HDCCB